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What is Level Funding? By Allstate Benefits Level funding can help employers gain control of health care costs. A level-funded plan is a type of self-funded plan in which the employer contributes a steady monthly payment to cover costs for administration, claims payments, and stop-loss insurance. Level funding has its advantages when compared to fully insured plans and programs. Level-funded plans often cost less, making it easier for small- and mid-sized employers to offer t

Fitness Friday: Discipline > Motivation ⛅ “I really want to get back into working out, but I just don’t have the motivation.” What if the thing holding you back isn’t a lack of motivation, but a lack of practiced discipline? Discipline is a decision-based skill you build through repeated action, and your workouts are one of the most effective places to strengthen it. When you consistently make the decision to move your body, you reinforce the same qualities and behaviors that

In today's competitive landscape, providing health insurance is not just a benefit; it is a necessity for attracting and retaining top talent. Group health insurance options can be complex, but understanding them is crucial for business owners. This guide will break down the various types of group health insurance plans available, their benefits, and how to choose the right one for your business. A group of individuals engaged in a discussion about health insurance options. W

Navigating the world of health insurance can feel overwhelming. With so many options available, how do you know which plan is right for you? Understanding your needs and the specifics of each plan is crucial to making an informed decision. This guide will walk you through the essential factors to consider when choosing a health insurance plan, ensuring you find the coverage that best fits your lifestyle and budget. Understanding Health Insurance Basics Before diving into the