Knowledge Is Power: Empowering You to Understand Your Insurance Options
Lakeland Healthcare Solutions offers expert guidance on health insurance and supplemental benefits for businesses. Lakeland is dedicated to navigating the complexities of insurance, ensuring informed decisions that meet the client's specific needs. Clients can trust this agency to provide coverage for a healthier future for their business and their employees at a cost that won't break the bank.
Health Insurance for Small Businesses
Health insurance shouldn’t be the hardest part of running a business.
If you have 2–49 employees in Missouri, rising costs and confusing options can make benefits feel overwhelming. I help small businesses cut through the noise and choose strategies that actually fit.
How I help
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Clarify whether traditional group coverage still makes sense
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Explore smarter alternatives when appropriate
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Balance cost, risk, and compliance
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Make confident decisions before renewal pressure hits
Options may include
Fully insured plans, level-funded plans, or defined-contribution strategies—chosen based on your business, not a template.
📞 Let’s build a benefits strategy that works for your business.
Payroll Tax Reduction Stragegy
Benefitting Your Employees & Improving Your Bottom Line
The Attentive Program is an innovative employee benefits program that gives the employer the ability to add benefits at no cost to your organization. The program creates tax savings for you and your employees, which provides them with money to purchase additional insurance.
All of this gives you the competitive edge to attract and retain valuable employees. Attentive offers ease of administration and dedicated account support.
Attentive program generates FICA savings to your organization on average $590 per year for each participating employee. Employees experience an average tax savings of $1,800 per year, which enables them to select additional benefits.
High-Quality Dental and Vision Benefits. Simplified.
What to Expect from Beam Group Dental Insurance
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Broad network of dentists across the country (500,000+ access points), searchable with our Find a Dentist tool.
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Covered cleanings, preventive care, and diagnostics for members
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Tailored plans to cover both small and large groups, from just 2+ employees^
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An online Cost Estimator tool so members can find out how much procedures may cost
What to Expect from Beam Group Vision Insurance
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Exams and lenses covered every 12 months
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Frames covered every 12 or 24 months
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Access to a broad network of vision providers across the country (121,000+ access points), searchable with the VSP® Find a Provider tool
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Plan options to meet the specific needs of groups both large and small
The Buzz
Ms. Tonya W. - Detroit, MI
"I tried for a week to get insurance on the Marketplace by myself and it was just too frustrating. My co-worker gave me Tina's number. I was so glad I called. She is so kind and really concerned about making sure I got exactly the kind of insurance I needed. She has really made me comfortable knowing I am getting the insurance I need. She also leaves a smile on my face."
Robert W. - Lake Ozark, MO
"Tina secured affordable group health insurance for our company with great coverage. She is also implementing a tax-saving plan for employees so they can afford supplemental policies and allowing me to save on payroll taxes, benefiting us all. Tina has shown professionalism and expertise throughout the process."
Stephanie C. - Farmersville, OH
"When I was looking for insurance Tina couldn't have been more helpful for me and my husband. She has been there all the way through. I can call her at any time, and she is always very helpful."
Latest Insights
About Tina and Lakeland Healthcare Solutions
My Commitment to You
Knowledge Is Power: Empowering You to Understand Your Insurance Options
Hi, my name is Clema “Tina” Keller. I’m the founder of Lakeland Healthcare Solutions, an independent insurance agency specializing in group health, individual health, and supplemental insurance solutions. I launched Lakeland Healthcare Solutions after a long and successful career as an Operations Manager, where one of my many responsibilities was managing insurance and health benefits for my company’s employees. Over the years, I discovered that helping employees navigate their health coverage and protecting their families was the most rewarding part of my role—and ultimately, what I wanted to do full time. Today, my mission is simple: to help people protect their most important asset—their health. I focus on educating my clients so they can make confident, informed decisions about their coverage. Knowledge is powerful. At Lakeland Healthcare Solutions, I provide clear guidance and valuable resources, including articles, FAQs, and blog posts, to help simplify health insurance and remove the confusion often surrounding it. My goal is to be a trusted partner for my clients, offering support, education, and solutions they can rely on long after a policy is in place.